PHOTO CAPTION: First National Bank, 111 W. San Antonio on Main Plaza, 1931; Seidel Collection.

By Tara V. Kohlenberg —

If I had a magic wand, I would restore buildings that were torn down or significantly altered in downtown New Braunfels before the Downtown Historic District was established in 2012. The very first one on the list would be the old JP Morgan Chase Bank office building on Main Plaza.

The imposing dark brick and glass structure has always stuck out like a sore thumb on our beautiful Main Plaza. It does not blend in with the rest of the early 20th century buildings lining San Antono Street. That is not the fault of JP Morgan Chase Bank. It was like that when they got it. JP Morgan Chase was only a successor bank to the legacy established long ago by First National Bank in downtown New Braunfels.

That legacy began with a trio of New Braunfels businessmen, Walter Tipps, William Clemens and Joseph Faust, who formed a very successful merchandising business in about 1875. Tipps severed the relationship and moved to Austin. The business became Clemens and Faust. Before banking establishments, money was loaned by merchants. The two business owners operated a private bank out of the Clemens and Faust store.

Clemens and Faust Bank was nationalized in 1890, becoming First National Bank with a capital stock of $50,000. In 1894, they built the first actual brick and mortar bank building. The Romanesque Revival red brick, two-story building still stands next to the Brauntex Theatre.

Through good leadership and smart business decisions, First National Bank grew stronger and bigger. They purchased a property on the corner of Main Plaza (Old Krause Building) which had been occupied by the Public Service Company until they moved into their new building across the Plaza in 1930. The Old Krause building was razed (another building lost) so construction of the bank building could begin. By 1931, First National Bank was able to move into a beautiful new, state-of-the-art two-story bank located at 111 W. San Antonio Street. The plans were drawn up by Giesecke and Harris of Austin along with local architect Jeremiah Schmidt.

Local papers of the time reported that the new First National Bank was built in the “modernistic trend,” which we now know as Art Deco style architecture. Art Deco became popular in the 1920s and is, I think, my favorite period of architecture. Elements of the Art Deco style include vertical lines, geometric shapes, slender forms and the use of metals in the designs. The best part about it is that many times the buildings from this period were designed holistically, with furniture, light fixtures, and other components designed in tandem with the building itself. Many different Art Deco Buildings use angular geometric motifs within the interior and exterior, which all work to tie the whole design together (think Chrysler Building!).

The new First National Bank building was an absolute show place. The gleaming white limestone building stood like a monument upon a pedestal of shiny black granite that wrapped around its base. Growing up in the 60s and 70s, I remember every kid ran their hands across the smooth surface of that granite when they walked by. In the summer, it was blazing hot-to-the- touch, which was quite a contrast to the cooled air inside. I remember the lines carved into the stone that ran up and down the building. Around the windows and top of the bank, there were carved geometric accents, almost Aztec in nature, set into the stone. Above where First National Bank was carved at the top of the structure, was a huge flagpole extending at a 45° angle over San Antonio Street.

The bank had two entrances: one facing San Antonio Street, one facing the Plaza. The big double doors on each entrance were heavy. They were made of metal and glass with cut out geometric aluminum grillwork over the glass. All the bank tables and fixtures were specially designed of aluminum and marble. The elongated aluminum light fixtures hung from the ceiling two floors up. There were sconces of similar design visible on the mezzanine above. The tellers worked behind tall counters where the protective cages were of aluminum with the same geometric grillwork as the doors and ceiling light fixtures. The vault and safe deposit boxes stood behind a huge, gated aluminum fence.

The floors were of terrazzo tile. You could hear the click of high heels or men’s shoes walking in the bank and people talking in muffled tones. Bank tables of aluminum and marble stood in the middle of the lobby, where customers could fill out their deposit slips. As a child, the tables seemed especially tall to me because I could not reach the pens, checks or deposit slips in the center slots of the table. Think about that, they actually provided blank checks for you to write in your information… and trusted you.

First National Bank stood watch over Main Plaza and the community of New Braunfels through good times and bad. In 1976, First National Bank merged with Texas Commerce Bankshares. It was sometime in the early 80s that Texas Commerce Bank expanded the bank footprint by taking in the adjacent building.

The expansion meant renovations of the bank building, both inside and out, to make the two buildings look like one. Texas Commerce completely wrapped the original stone and granite building with dark red brown brick, as well as using it on the expanded portion. The building is now very fortress-like and not in keeping with our traditional downtown look, but there it is. They also stripped out all the Art Deco décor and aluminum grill work from the First National Bank interior, replacing it with more inviting glass and wood and carpet. Texas Commerce Bank bopped along as a successful member of the New Braunfels community until they were purchased by JP Morgan Chase Bank in 1998.

JP Morgan Chase Bank grew their footprint to accommodate a growing New Braunfels, adding other bank locations on Walnut and Hwy 46. In about 2022, Chase opted to leave their downtown location.

Now, while I know that this sounds like a downer kind of story with no way for my magic wand to really put things back like it was, there are some bright spots. The brick wall simply wrapped the 1931 building. In theory, the original limestone and granite still exists, hiding behind that brick fortress … and it might possibly be restored. If so, it would definitely be worthy of a historical marker.

And the aluminum grill work? Well, some of that was salvaged and stored in a barn until a couple of years ago. That treasure has been refurbished and is currently on display in the Sophienburg Museum reading room. Check it out.

Sources: Sophienburg Museum and Archives.

“Around the Sophienburg” is published every other weekend in the New Braunfels Herald-Zeitung.